Privacy Policy

Your Privacy

The confidentiality of your information is important to us as we recognize that you do business with us based upon your trust that we will keep your information confidential as described in this notice. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer reporting agency

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

These procedures will continue to remain in effect after you cease to receive financial products and services from us.

We restrict access to nonpublic personal information about you to those of our employees who need to know that information in order for us to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Keep Your Personal Information Safe

With the increase in identity theft sweeping the nation, it pays to be sure that your personal information is protected.

Take precautions to secure your information by placing passwords on your bank, credit card and telephone accounts. Don’t use words or numbers that are easily available – like your mother’s maiden name, your birth date, the last four digits of your social security or telephone numbers or a series of consecutive numbers. Use a combination of letters and numbers in your passwords.

Ask how your personal information is kept secure at work and who has access to it. Ask about disposal procedures for those records as well.

It’s easy to be caught off guard. Don’t give out personal information over the phone, by mail or on the Internet unless you have initiated the contact or you are sure you know whom you’re dealing with. Before giving out personal information, confirm you are talking with a legitimate representative of a legitimate organization. To do so, call using the phone number on your statement or in the phone book.

Deposit outgoing mail in a post office collection box, or at your local post office instead of in an unsecured mailbox. Shred all charge receipts, copies of credit applications or offers, insurance forms, physician statements, checks and bank statement, deposit receipts and expired charge cards.

Keep your social security card in a safe place and only give out your social security number when it is absolutely necessary.

Information stored on your computer needs extra protection, too. Here are some ways to secure personal data on your computer:

• Update your anti-virus software regularly
• Don’t download files from strangers or click on hyperlinks from people you don’t know
• Use a firewall and a secure browser
• Don’t store financial information on your laptop
• Avoid using an automatic log-in feature that saves your user name and password

Keeping your personal information private is an ongoing task. The Economy Co-operative bank takes every precaution to keep your private information from falling into the wrong hands.

Protection Information

To learn more about how to protect your financial information, visit:
http://www.fdic.gov/quicklinks/consumers.html